*The interest rate on the D-account is tied to the floating rates of SOFR (Secured Overnight Financing Rate) and EURIBOR (Euro Interbank Offered Rate) for placements in USD and EUR, respectively. Interest rates for long-term savings plans are calculated using coefficients of 1.1, 1.25, and 1.5 applied to SOFR and EURIBOR rates for placements of 1 month, 3 months, 6 months, and 12 months, respectively. Income is generated through the Company's execution of REPO transactions on behalf of the Client, using the funds placed by the Client in the D-account, in accordance with the provisions of Appendix 6 of the Regulation on the provision of brokerage (agency) services in the securities market.