Fixed and open savings plans
- Up to 6.1% per annum in USD
- Up to 4.3% per annum in EUR
Choose a strategy and profitability
Daily savings (D-account)
Floating Interest Rates
- Up to 3,7% per annum in USD
- Up to 1,9% per annum in EUR
- Up to 16,7% per annum in KZT
You can check the current rates and calculate your potential income using the special calculator.
Daily income accrual
Interest rates are tied to current market indicators.*
Maximum amount: unlimited
Long-term savings plans
Floating interest rates
- Up to 6.1% per annum in USD
- Up to 4.3% per annum in EUR
Investment terms: 1, 3, 6 or 12 months
Withdrawal of funds and accrual of income at the end of the term. Early withdrawal is also available without penalties to the original amount, but with a loss of remuneration.
Minimum amount: 1000 EUR or USD
Maximum amount: not limited
Increased interest rate on amounts from 100,000 EUR or USD.
*Interest rates on the D-account are linked to the floating benchmark rates SOFR (Secured Overnight Financing Rate) for USD and EURIBOR (Euro Interbank Offered Rate) for EUR. The yield on long-term savings plans is determined by adding a fixed spread to the respective SOFR or EURIBOR base rate as follows: +0.2 percentage points for placements of 1 month, +0.4 percentage points for placements of 3 months, +0.95 percentage points for placements of 6 months, and +1.9 percentage points for placements of 12 months. For placements of USD or EUR 100,000 and above for a term starting from 3 months, an additional bonus of 0.5 percentage points is applied to the respective rate. Income is generated as a result of the Company entering into REPO transactions in the Client’s interest using the funds placed by the Client in the D-account, in accordance with Appendix 6 to the Regulations on the Provision of Brokerage (Agency) Services in the Securities Market.
Daily passive income
The D-Savings Account is automatically created for all Freedom Broker clients after opening a primary trading account. Top up your D-account and earn income daily. You can view the current rates and calculate the potential income in a special calculator.
- Funds are available at any time with no withdrawal limits.
- Free account maintenance.
- Option to open an INVEST CARD from Freedom Bank for account funding, withdrawals, and payments.
Long-term savings plans
Earn passive income at maximum SOFR and EURIBOR rates.
- SOFR (Secured Overnight Financing Rate) rates are published daily on the Federal Reserve Bank of New York website.
- EURIBOR (Euro Interbank Offered Rate) rates are provided by the European Money Markets Institute.
Current rates (May 2026)
Updated based on SOFR and EURIBOR rates. For placements exceeding 100,000 EUR/USD with a term of 3 months or more, a bonus is added to the rate.
| Deposit terms | EUR | USD |
| 1 month | 2,14% | 3,86% |
| 3 months | 2,34% (+0,5% bonus) | 4,06% (+0,5% bonus) |
| 6 months | 2,89% (+0,5% bonus) | 4,61% (+0,5% bonus) |
| 12 months | 3,84% (+0,5% bonus) | 5,56% (+0,5% bonus) |
How to send money for long-term placement in the Freedom Broker app
Go to the "Menu" – "Orders" – "Funds" section.
Choose a Long-term placement of funds (Long Term money placement).
Select the currency and term, check the profitability for the year and confirm the order.
Web platform www.freedombroker.kz– go to your Personal Account, select "Long-term placement of funds" in the "Funds" section. Select the currency and time period, check the profitability for the year and confirm the order.
Savings and investments
Freedom Broker is an investment platform with direct access to local and international stock exchanges.
- Thousands of stocks, ETFs, options, and more. 15 stock exchanges across American, European, and Asian markets.
- Weekly investment reviews from our analysts, awarded the International Finance Awards.
- Personalized support in your language.
Interest rates on D-Accounts and Repo Transactions Rates
D-account is a special accumulation sub-account, which is automatically opened in addition to the main trading account and is intended for depositing free balances from the trading account for daily overnight repo transactions.
By depositing funds on a D-Account in USD, EUR, KZT currencies, the client instructs to execute overnight repo transactions with such funds in the interests of the client under the terms of Annex 6 to the Regulations and using current interest rates.
Overnight repo interest rates on D-account
Currency
Interest rate, %%, per annum
USD, US dollar
3.56%
Indicative effective annual interest rate сalculated based on overnight SOFR and means the daily Secured Overnight Financing Rate (SOFR) published by the Federal Reserve Bank of New York as rate administrator (or successor administrator with respect to the rate) on the Federal Reserve Bank of New York's Website.
KZT. Kazakhstan tenge
16.7%
Indicative effective annual interest rate, expressed as an annual interest rate, determined in accordance with Annex 6 to the Regulations.
EUR, Euro
1.88%
Indicative effective annual interest rate сalculated based on Euribor and means the Euro funding rate known as the Euro Interbank Offered Rate, calculated for one-week maturities and provided by the European Money Markets Institute, as administrator of such rate (or successor administrator in respect of such rate).
D-Account Income Calculator
*The interest rate for the D-account is applied as of the time of calculation on the website
Amount
$
USD
The amount which, following the execution of an overnight REPO transaction, would generate a minimum income of at least 0.01 of the relevant currency under the second leg of the transaction, taking into account the applicable interest rates.
For more details, see Annex 6 to the Regulations.
Minimum amount of funds 105 $
Indicative effective annual interest rate, reflecting the estimated interest income that the Client may receive over a calendar year from the amount placed in the D-Account, assuming daily overnight REPO transactions with automatic reinvestment of all received income.
The interest rate is calculated based on compound interest (i.e., capitalization of income from all overnight REPO transactions throughout the year).
Interest rate, %%, per annum
3.56%
Calculated based on the indicative annual interest rate resulting from overnight REPO transactions.
Expected profit per day
0
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