Financier №2 (42) 2026

Freedom Holding Corp. Hosts the Freedom Inside ’26 Forum

The event marked the largest gathering in the history of the company’s digital ecosystem, attracting around 3,000 attendees and more than 30 external experts. Top executives of Freedom Holding Corp. presented the group’s achievements over recent years across its banking, brokerage, insurance, and lifestyle services. They also shared the strategy for international expansion and unveiled new projects. In addition, the holding’s top management presented an updated ecosystem development strategy, with a strong focus on integrating services into a unified digital platform.

Photo: Freedom Holding Corp. press relation service

 

Moody’s Assigns a Stable Rating to Freedom Bank Kazakhstan JSC

Freedom Bank Kazakhstan JSC has been awarded a long‑term deposit rating of Ba3 with a stable outlook by Moody’s — one of the top 3 international rating agencies.

Analysts highlighted the bank’s resilient business model, growth in retail lending, and reduced reliance on volatile revenue streams. The baseline credit assessment (BCA) was set at b1.

This Moody’s rating represents international recognition for Freedom and confirms that the bank is strengthening its market position and building a more sustainable business model.

S&P Affirms Ratings for Freedom Holding Corp. and Its Subsidiaries

Freedom Holding Corp.’s long‑term credit rating remains at B– with a stable outlook. The ratings for Freedom Finance JSC, Freedom Finance Europe Ltd., Freedom Finance Global PLC, and Freedom Bank Kazakhstan JSC have been affirmed at B+/B (with a positive outlook).

On Kazakhstan’s national scale, long‑term ratings remain at kzBBB+.

S&P Global Ratings — one of the world’s largest rating agencies — noted improvements in risk management systems, growth in the client base, and the development of cross‑selling within the ecosystem.

Freedom Holding Recognised as a Leader in the KASE Bond Market

The Kazakhstan Stock Exchange (KASE) has honoured Freedom Finance Global PLC for achieving the highest volume and number of transactions in debt instruments. At the annual market awards ceremony for 2025, the Holding was recognised as a leader in the corporate and government bond segment. KASE annually acknowledges companies that contribute to the development of Kazakhstan’s financial market.

Freedom Ecosystem Set to Expand into Armenia and France

The Holding is planning expansion into Europe and several CIS countries. In particular, the company is considering acquiring a bank in Armenia. Evgeny Tyapkin, Executive Director of Freedom Finance Europe, said the Holding aims to build a system of digital financial services in European markets. The company is also exploring the possibility of obtaining a banking licence in France. Once secured, this will enable the Holding to offer European customers traditional banking products, including deposits, lending, and wealth management services.

Arbuz.kz Expands Delivery Coverage across Kazakhstan

The online supermarket Arbuz.kz — part of the Freedom ecosystem — has announced the launch of its delivery service in Shymkent. Shymkent will become the fourth city, following Almaty, Astana, and Karaganda, where the service is available. According to company executives, regional users account for the majority of new customers.

Photo: Freedom Holding Corp. press relation service